Financial debugging, with jokes

Your budget called. It wants a roast.

Submit an anonymized spending screenshot. Get brutal, funny commentary—and one genuinely useful fix for the habit doing the most damage.

Remove personal details before submitting. You choose public or private.

Spend Roast hero

Today's diagnosis

Delivery app dependency

The no-suit promise

Honest by design. Mean only to bad habits.

Privacy first

We ask you to redact identifying details, and private roasts are never turned into public content.

A useful punchline

Every roast ends with one clear action—not shame, vague motivation, or recycled “skip coffee” advice.

How the damage gets assessed

Three steps. One uncomfortable truth.

Less budgeting theater. More clarity about the expense quietly eating your month.

  1. 01

    Anonymize the evidence

    Upload a budget or transaction screenshot after removing names, account numbers, and anything else that identifies you.

  2. 02

    Receive the roast

    AI and a rotating cast of finance roasters find the spending pattern you have been politely ignoring.

  3. 03

    Make one sharp fix

    Every roast ends with a specific move you can actually make—not a lecture and not another spreadsheet template.

Example fix

“Your subscriptions formed a union. Cancel three before they negotiate benefits.”

The useful part

Sort recurring charges by last-used date, cancel the bottom three today, and redirect the exact amount automatically.

Pick your level of exposure

Public spectacle or private intervention.

Public Roast

$0

Submit to the public roast queue. Selected entries may become anonymized social clips.

  • AI spending-pattern scan
  • One roast and one actionable fix
  • Shareable roast result
Join the roast queue
Keep it between us

Private Roast

$12per roast

A deeper roast delivered privately, with no public clip and a focused next-step plan.

  • Private delivery
  • Deeper category breakdown
  • Three prioritized fixes
  • 30-day challenge prompt
Get a private roast

Spend Roast provides entertainment and general financial education, not individualized financial advice.

Before you upload

Fair questions. Straight answers.

Your transaction history has material

Stop letting your spending go unroasted.

Redact the details, send the screenshot, and finally get the honest feedback your budgeting app is too polite to give.

Submit my budget